Sept. 16, 2021
When you’re ready to start your home search, connect with D.C. real estate expert Paul Basto. Reach out today! 908-883-1467
Find The Perfect Accessible Home with These Resources
Accessible homes are a crucial part of health and safety measures for individuals who are living with disabilities, but it can be a challenge to find a home that has everything you need. Whether you require large open spaces to accommodate equipment or a spare room to hold sensory tools, it can be difficult to find a spot that checks all your boxes. To make the process as smooth and easy as possible, working with a local real estate expert like Paul Bastocan help you make an informed decision about your living needs. Follow these tips to find the right home at the right price, and learn more about your options.
Buy “as-is”
There are several different ways a home can be sold, and a few of them can save you money if you do a little research beforehand. Houses that are sold “as-is” are listed by sellers who are unwilling or unable to take care of repairs and other selling costs, meaning you’ll likely get the property at a great price. However, it’s essential to learn all you can about the process and find out what you’ll be responsible for should the sale go through. Have an inspection done by a professional and consider utilizing a lawyer who can help you ensure the property records don’t show any issues.
Know what to look for
When it comes to finding the perfect house for your needs, it’s crucial to sit down before you begin the search and list all the things you or your loved one need to stay healthy and comfortable. If you’re living with a visual impairment, a home that comes with adequatelighting will be important; if you use a wheelchair or walker, a home with wide doorways and a first-floor masterare ideal. The more you can narrow down what you want — and what you don’t need — the easier it will be for you to pinpoint the right home.
Consider modifications
It’s rare to find a home that meets all of your needs, and that doesn’t have to be a dealbreaker. These days, there are simple, cost-effective ways to make modifications that will help you or your loved one remain safe and happy. Installing grab bars in the bathroom, for instance, can be hugely beneficial to someone who is living with a disability. Adding a ramp over steps at the entrance to the home is another easy, cost-efficient way to make modifications. You can also check to see if there are government programs or funding opportunities that will make those changes free.
Don’t forget to research the area
When thinking about your needs, don’t forget to include the neighborhood. If you have frequent doctor visits or need a home away from noisy traffic, you’ll want to take those things into consideration and do some research on the areas in your city that are close to all the things you need. If public transportation is required, that’s another aspect of the neighborhood that will need to be considered. Look online to find out whether the area you’re interested in is accessible, with lots of walking paths.
Explore the Financial Side First
Before you begin your house hunt in earnest, it’s important to settle some details ahead of time. First, you want to ensure your budget can accommodate a new home purchase, or the purchase of a home that might need modifications. You’ll also want to check your credit to address any potential blemishes. When shopping around for a loan, be sure to explore loan options specific to people with a disability. Alternatively, if you’re a veteran, you are likely eligible for a VA loan, which comes with distinct financial advantages: flexible credit requirements, no down payment, no mortgage insurance and low interest rates. Lastly, it’s wise to get pre-approved once you settle on a lender. This gives you buying power, and shows a seller you’re prepared to close the deal.
Finding the right home is an essential part of a disabled individual’s well-being, so take your time and utilize all the resources at your disposal to make the search an easy one, keeping in mind that you may be able to modify a home that doesn’t quite meet all your requirements.